First-Time Buyer Checklist
Follow the essential tasks from early financial preparation through inspection, closing, and move-in.
Use these checklists, worksheets, and guides to stay organized, compare decisions consistently, and prepare for what comes next.
Interactive buyer tool
Estimate principal, interest, North Texas property taxes, homeowners insurance, HOA dues, and mortgage insurance in one complete monthly view.
Follow the essential tasks from early financial preparation through inspection, closing, and move-in.
Build an all-in monthly budget that accounts for taxes, insurance, HOA dues, maintenance, and life beyond the mortgage.
Ask consistent questions, record each conversation, and compare up to three buyer's agents before choosing representation.
Compare commute, property taxes, housing stock, daily conveniences, and long-term flexibility across your favorite areas.
Understand the common lender, title, escrow, prepaid, and third-party charges that may appear before closing.
Record property details, first impressions, must-haves, concerns, estimated repairs, and your recommendation after every showing.
Track the major systems, safety items, questions, and follow-up decisions to review during your inspection period.
Compare loan estimates side by side, including rates, points, fees, cash to close, and estimated monthly payments.
Organize the weeks before closing, moving day, and your first days at home with a practical, room-by-room plan.
Record provider details, service dates, confirmation numbers, and final readings so every essential service is ready.
Review price, financing, timelines, contingencies, and supporting documents before signing a Texas purchase offer.
Map the full buying journey—from preparation and pre-approval through the option period, financing, and closing day.
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